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Senior Loan Officers
Select a region on the maps below to view the loan officer contact information.

Senior Loan Officers: New York
Counties Served:
- Allegany
- Cattaraugus
- Chautauqua
- Erie
- Genesee
- Livingston
- Monroe
- Niagara
- Ontario
- Orleans
- Schuyler
- Seneca
- Steuben
- Wayne
- Wyoming
Regions Served:
Western NY
Steve Willard
Senior Vice President - Community Advantage Loans
(518) 694-8552
Senior Loan Officers: New York
Regions Served:
Capital District, Southern Tier, Central / Northern NY
Jim Conroy

Senior Vice President
(518) 694-8548
Counties Served:
- Albany
- Broome
- Cayuga
- Chemung
- Chenango
- Clinton
- Cortland
- Delaware
- Essex
- Franklin
- Fulton
- Hamilton
- Herkimer
- Jamestown
- Jefferson
- Lewis
- Madison
- Montgomery
- Oneida
- Onondaga
- Oswego
- Otsego
- Saratoga
- Schoharie
- St. Lawrence
- Tioga
- Tompkins
- Warren
- Washington
Regions Served:
Capital District, Southern Tier, Central / Northern NY
Steve Willard
Senior Vice President - Community Advantage Loans
(518) 694-8552
Senior Loan Officers: New York
Regions Served:
Capital District / Hudson Valley
Tom McHale

Senior Vice President
(518) 694-8553
Counties Served:
- Columbia
- Dutchess
- Greene
- Orange
- Putnam
- Rensselaer
- Rockland
- Schenectady
- Sullivan
- Ulster
- Westchester
Regions Served:
Capital District / Hudson Valley
Steve Willard
Senior Vice President - Community Advantage Loans
(518) 694-8552
Senior Loan Officers: New York
Counties Served:
- Bronx
- Kings
- Nassau
- New York
- Queens
- Richmond
- Suffolk
Counties Served:
- Bronx
- Kings
- New York
- Queens
- Richmond