About Us

Partner With Us

Become One of of Our Bank Partners

The 504 Company is a complement to conventional banking, working in partnership with banks to provide term loans, many of which do not meet the requirements for traditional financing. Our goal is to be more creative in our underwriting. In many cases, we include multiple participations, SBA guarantees, flexible amortization and long-term payouts.

How The 504 Company Can Help Your Bank:

  1. Reduce risk – When we partner with a bank to make a loan, we share the risk.
  2. Increase small business lending – Banks can provide more loans to more businesses by a partnership with The 504 Company.
  3. Obtain CRA credit – Making a loan with The 504 Company, referring a borrower to us or participating in one of our lending programs all provide banks with components of CRA credit.
  4. Increase your profit – We structure, evaluate, process and service loans, freeing banks to move on to making the next deal.
  5. Make more loans – Working with The 504 Company helps banks make more loans when credit standards are not met or when restricted by legal lending limits.

Please review our list of current bank partners >

Ready to Become a Partner?

Contact our New York Team Manager, Kevin O'Leary, at koleary@nybdc.com or 212-785-5961


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